Ratnabhagya

Terms and Conditions

Updated On: 12-June-2025

Welcome to Ratna Bhagya!

These terms and conditions outline the rules and regulations for the use of Ratna Bhagya’s Website, located at https://ratnabhagya.com/.

By accessing this website we assume you accept these terms and conditions. Do not continue to use Ratna Bhagya if you do not agree to take all of the terms and conditions stated on this page.

Cookies

We employ the use of cookies. By accessing Ratna Bhagya, you agreed to use cookies in agreement with Ratna Bhagya’s Privacy Policy.

License

Unless otherwise stated, Ratna Bhagya and/or its licensors own the intellectual property rights for all material on Ratna Bhagya. All intellectual property rights are reserved.

You may access this from Ratna Bhagya for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

Republish material from Ratna Bhagya
Sell, rent or sub-license material from Ratna Bhagya
Reproduce, duplicate or copy material from Ratna Bhagya
Redistribute content from Ratna Bhagya

Comments

Parts of this website offer an opportunity for users to post and exchange opinions and information. Ratna Bhagya does not filter, edit, publish or review Comments prior to their presence on the website.

Comments do not reflect the views and opinions of Ratna Bhagya, its agents and/or affiliates. Comments reflect the views and opinions of the person who posts them.

Ratna Bhagya reserves the right to monitor all Comments and to remove any which are inappropriate, offensive or cause a breach of these Terms and Conditions.

You warrant and represent that:

You are entitled to post the Comments and have all necessary licenses and consents to do so;
The Comments do not infringe any intellectual property right of any third party;
The Comments do not contain any defamatory, offensive, indecent or unlawful material;
The Comments will not be used to solicit or promote business or unlawful activity.

You hereby grant Ratna Bhagya a non-exclusive license to use, reproduce, edit and authorize others to use your Comments in any form, format or media.

Hyperlinking to our Content

The following organizations may link to our Website without prior written approval:

Government agencies
Search engines
News organizations
Online directory distributors
System wide Accredited Businesses (except non-profit organizations, charity shopping malls, and charity fundraising groups)

These organizations may link to our home page or publications as long as the link is not deceptive, does not imply sponsorship, and fits within the context of the linking site.

We may consider and approve other link requests from:

Consumer/business information sources
Dot.com communities
Charity groups
Online directories
Internet portals
Accounting, law and consulting firms
Educational institutions and trade associations

Approved organizations may hyperlink using:

Our corporate name
The uniform resource locator
Any other appropriate description

No use of Ratna Bhagya’s logo or artwork is allowed for linking without a trademark license agreement.

iFrames

You may not create frames around our Webpages without prior written permission.

Content Liability

We shall not be responsible for any content that appears on your website. You agree to protect and defend us against all claims arising on your website.

Your Privacy

Please read our Privacy Policy.

Reservation of Rights

We reserve the right to request removal of all or any links to our website. By linking to our site, you agree to be bound by these terms and conditions.